My wife and I joined Bunq a couple of months ago. Bunq is a fairly new European bank, based in the Netherlands. It’s one of the new breed of mobile-first banks that offer a more modern experience. It has a neat mobile app with some clever features like dynamic sub-accounts, spend tracking, better credit card control and more.
Their slogan is “bank of the free”. Whilst other banks might not charge you to open an account or use it, Bunq actually does charge for its account. However, the “free” part, as far as I understood it, is that by paying bunq, they can provide a service to you, rather than find ways to monetize you (e.g. by advertising, selling your data).

As you can see from the marketing spiel, they value transparency and don’t do any dirty business.
Until they do…







